SERIES OF GIFTS LLC... PRESENTS
From Financial Frustration
To Credit & Budget Success
In JUST 8 Weeks
In our GAHOYDF Credit to Keys Intensive Course, you’ll receive private 1-on-1 coaching designed to help you understand your credit, master budgeting skills, and build a clear financial roadmap toward homeownership.
Original Price $2500.00
Today! Just $1297.00
Stuck In A Financial Rut? Poor Credit & No Budget Plan Can Cost You Everything....
When your credit is damaged and your budget is broken, the doors you need most stay closed. Here is what bad credit and no financial plan really costs you:
Buying A Home
Bad credit can prevent you from qualifying for a mortgage, or result in high interest rates, making homeownership more expensive and harder to achieve.
Buying A Car
Financing with bad credit leads to higher rates and larger payments, making the car you need harder to afford.
Personal Loans
Poor credit means struggling to qualify — and if approved, facing exorbitant interest rates that make borrowing costly.
Credit Cards
Bad credit limits access and brings high fees, lower limits, and expensive interest rates.
Renting a Home
Many landlords hesitate to rent to tenants with bad credit, or require larger deposits or co-signers.
Insurance
Bad credit can significantly increase your auto or home insurance premiums — you're seen as higher risk.
If You Are Ready To Flip The Switch?
Discover the 8-Week 1-on-1 Journey That Transforms Frustration into Success!!!
This isn't just another class. You'll receive step-by-step credit and budgeting education through our classes, along with personalized guidance from Rubbie to help you apply what you learn to your own financial situation. Together, we'll create a plan that works for your life, your goals, and your future.
WHAT DO I GET IN THIS COURSE?
Group & 1 on 1 Sessions — Let's Get To The Root!
Every session is built around you — your credit profile, your income, your goals. No cookie-cutter advice.
Personalized Credit Counceling Action Plan — Where's The Money?
A step-by-step roadmap tailored to your specific credit situation — disputes, collections, and all.
Day 2 — Charge-Offs, Collections and Judgements
In this module, we’ll tackle charge-offs, collections, and judgments. You’ll learn how these negative marks impact your credit and discover actionable strategies to address and remove them, helping you take significant steps toward improving your credit score.
Custome Budget & Saving Strategy — Know Your Numbers
A real budget built around your real numbers — so you can stop surviving and start building.
Day 3 — Late Payments & Medical Collections, Bankruptcy, Foreclosures, Reposessions
In this module, we’ll take on late payments, medical collections, and the big bad trio: bankruptcy, foreclosure, and repossession. You’ll learn how to tackle these credit culprits head-on and use smart strategies to clean up your credit report!
Direct Access To Rubbie — Planning Your Paychecks
Questions do not wait for the next session. You have direct access when you need it.
Day 4 — It's Time To Dispute
"In this module, we’re kicking off the dispute process! You’ll simply need to fill in your information for the pre-written Round 1 and Round 2 dispute letters. You’ll also learn when it’s time to negotiate with creditors. Let’s get those errors fixed!"
Day 5 — It's Time To Dispute
In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.
Day 5 — It's Time To Dispute
In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.
Your Financially Ready What's Next — Let's Celebrate!
Celebrate your progress, review your budget, identify areas of strength, and set long-term goals. This is just the beginning of your journey to financial freedom!
Day 6 — Let's Complete A Budget
In this module, we’ll get serious about budgeting! You’ll learn how to create a budget that works for you and dive into a credit utilization strategy to help you keep your score on track while managing your finances like a pro.
Day 7 — Graduation Day & Final Lesson
This is graduation day and the final lesson—let’s wrap it up strong! In this module, we’ll explore how lenders see you as a commodity, often leading to predatory lending practices. You’ll learn the rules of the credit game and complete an assignment to understand how your credit score impacts these financial decisions.
Your Personalized Path to Homeownership Starts Here!
With our GAHOYDF Credit to Keys, you can transform your financial dreams into reality. You'll gain the knowledge and tools to create a budget that works for you — helping you save, reduce debt, and build a strong foundation for financial freedom.
Achieve Your Financial Goals — Master your budget so you can save for the home, car, or dream vacation you've always wanted.
Open Doors to Opportunities — With a solid budget, you'll have more control over your finances, allowing you to save money and make big purchases with confidence.
Financial Peace of Mind — Say goodbye to stress and anxiety about money. Take control of your spending and build a secure financial foundation.
Confidence in Your Financial Future — Gain the tools to make smarter financial decisions and watch your dreams become a reality.
Feel Empowered — Take charge of your financial destiny with easy-to-follow steps that will transform your budget and your life.
Community Support — of like-minded individuals who'll be your cheerleaders throughout your budgeting journey.
What Are You Waiting For?
Do You Need More?
Get These FREE Bonuses When You Enroll Today!
Your journey to budgeting mastery is about to get even more rewarding! When you enroll today, you'll gain access to exclusive bonuses that will accelerate your success and elevate your financial management skills to new heights.
Bonus 1 — FREE
Exclusive Private Community
Join our Series of Gifts Mighty Network group — a vibrant community of like-minded individuals for sharing insights, seeking guidance, and connecting with others on the same journey.
Bonus 1 — Join Our Exclusive Private Community
Immerse yourself in a vibrant community of like-minded entrepreneurs and fellow students within our exclusive Series of Gifts Mighty Network group. This supportive network is your go-to resource for sharing insights, seeking guidance, and connecting with others who share your passion for success."
Bonus 2 — FREE
Library of Templates & Resources
Access a comprehensive library of templates and resources specifically designed to help you manage your finances effectively and achieve financial freedom.
Bonus 2 — Access a Library of Valuable Templates and Resources
Gain access to a comprehensive library of templates and resources specifically designed to help you improve your credit. These valuable tools will guide you through the process of boosting your credit score, ensuring you have the right strategies in place to achieve financial freedom.
Bonus 3 — FREE
Guidance from Our Team Of Experts
Our experienced team will review your budget situation, identify areas for improvement, and offer actionable steps to boost your financial health.
Bonus 3 — Receive Personalized Credit Guidance and Feedback from Our Team Of Experts
Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..
Bonus 3 — Receive Personalized Credit Guidance and Feedback from Our Team Of Experts
Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..
Bonus 2 — Receive Personalized Credit Guidance and Feedback from Our Team Of Experts
Our team of experienced credit specialists is here to provide help and guidance tailored to your needs. We’ll review your credit situation, identify areas for improvement, and offer actionable steps to help boost your credit health..
With these bonuses, you'll have the tools, support, and expertise needed to master your budget and achieve your financial goals. Don't miss this chance to gain valuable insights from our experts and take control of your financial future. Enroll today and unlock the full potential of your financial journey.
Hello, I am Rubbie Groves-Clay
St. Louis Native · Real Estate Broker · Author · Financial Literacy Educator · Founder, Series of Gifts LLC
As a proud St. Louis native, real estate broker, and founder of Clay Realty Group LC, I am also the author of "Get A Hold Of Your Darn Finances." With over 33 years in real estate, 35+ years in property management, and 10+ years as an insurance broker, I bring extensive expertise to help you succeed.
I've seen firsthand how financial struggles quietly affect families. I've been there myself — facing tough financial decisions, working to rebuild, and wondering if things would ever improve. These challenges inspired me to create this program, built on real-life experience and a deep desire to help others.
This program is not just about money — it's about giving people hope, restoring confidence, and empowering them to take control of their financial future.
Everything you get Today!
8 Weeks of 1-on-1 sessions built around you
Personalized credit repair plan step by step
Custom budget and savings strategy included
Direct access to Rubbie between sessions
Expert guidance & feedback from our team
Priority referral to Clay Realty Group
Original price $2500.00
$1,247 USD
"If you do the work. You'll get the results. Period!"
What Our Customers Are Saying
This program gave me clarity, confidence, and control over my money — for the first time ever in my life."
~ Kevin Williams
I finally understood where my money was going, how to fix it, and that budgeting is a tool — now I have peace and I sleep better at night."
~Jessica Moore
"The step-by-step support made all the difference — now I have a budget plan and I'm in the process of buying my own home."
~Marcus Daniels
I stopped ignoring my finances and took control — now I have confidence and pay my bills on time. Don't hide from it, FACE IT!"
~Louis Taylor
© 2025 Series Of Gifts LLC . | All Rights Reserved | Privacy Policy| Terms & Conditions
